I have been called over and over again by a Stephanie Jones (1-877-337-3099) True Logic Financial, Colorado First, there is no identifing tag as "This is such a such company..." The message is too generalized for me to even return the call. Plus, if the caller was on the up and up, would not the company put the info in writing in the mail? in today's world of scams and rip offs, this appears to be another one.