Internet's First Get Out of Debt Community!

20+ Years of debt relief success

Slide to see your debt amount now

Search forum

help with legal loans

12 years 10 months ago
Hi there, i have a legal loan with cash store, I cannot afford to pay the payments, there almost 800 hundred a month. I live in wisconsin, The loan was for 1900. i already paid 1500. Should I let this go into collections or call them and tell them I cant afford anymore the payments. Please help

 

mam

12 years 10 months ago
i owe a $2200 medical bill, I am trying to make a good faith payment of $25 a month, I will be able to double that in a month or two but they want me to sign a contract saying I will pay $100 a month which I can't guarantee. They just returned my check and said they can't take my payment unless i sign....can they do this?

 

ach letter

12 years 10 months ago
I this is the letter I sent to Cash NET USA: I will call in once a month an pay 20.00 on the outstanding balance of 225.82 this is the only thing I can do. Do not call me at home or work nor my friends, family or work in regards to this matter, you can reach me by email only. I am also revoking authorization for ACH withdrawals and any wage assignment I may have signed.

 

Creditor hired collections.

12 years 10 months ago
Hi. Thanks for taking the time to read my post and to consider my situation. Here is what I'm currently looking at: I recently (yesterday) received a letter from a collections agency stating that they are looking to collect my student loan debt on behalf of the creditor (that's more assumed as they require my check written out to the creditor).

 

What should I do?

12 years 10 months ago
Hello, I have had GC Services calling me about a student loan, twice a day for quite some time, leaving voicemails etc, and I never answer or call them back. The last payment I made on the loans was a very long time ago, 3+ years. I owe I think $60k or so. The loan(s) are/were through Sallie Mae. I cannot afford to make payments on the loans, unless it is very small amounts like 100-200 dollars a month.

 

What should I do?

12 years 10 months ago
Hello, I have had GC Services calling me about a student loan, twice a day for quite some time, leaving voicemails etc, and I never answer or call them back. The last payment I made on the loans was a very long time ago, 3+ years. I owe I think $60k or so. The loan(s) are/were through Sallie Mae. I cannot afford to make payments on the loans, unless it is very small amounts like 100-200 dollars a month. I am very afraid of wages being garnished, and frankly surprised it has not happened yet. What are my options? What should I do?

 

PDL Ventures

12 years 10 months ago
I received a call that a complaint was filed against me and from a loan I received for $350.00. The company is telling me that I owe $980.00 because the transaction did not go thru. this was done in 2011 but this is the first I have heard from them. I told the company I am filing bankruptcy and they said that I can not include this in a bankruptcy. Is this true, I live in Ohio

 

Faxed requested information

12 years 10 months ago
I faxed the information that Christina asked for this morning, but I have not heard from her. Carmelita

 

debt not mine

12 years 10 months ago
I was sued by a local attorney for a debt arrow financial services, which is not mine. I told the attorneys office & provided the same to the courts, but at some timewithout my knowledge I guess they got ajudgment because this morning I waS SERVED WITH A GARNISHMENT. What can I do? Thanks

 

Chapter 13 or Debt Management?

12 years 10 months ago
What is the difference between Chapter 13 and Debt Management? If both are 5 year repayment plans, then why choose one over the other? Chapter 13 appears more intrusive and restrictive than Debt Management, is there some benefit to Chapter 13 that Debt Management doesn't offer?