Hi all,
I really need help. My situation is that on the year of 2002 I signed up with Bally's but only went the Gym twice and then cancelled the membership by phone. then on 8/2005 i receive a phone call from
asset acceptance llc collecting a debt of $845 from Bally's. I tried to fight this since i really didnt use the Gym, but since it was affecting my credit i decided to pay the debt. 2 days ago i Pulled my credit report and notice that i have a judgment of $3,200 which i didnt know about.