I am looking for some serious help with debt resolution, credit repair and raising my credit score. Is there a business that is reliable, trustworthy and affordable that anyone can recommend? This help is needed asap.

In attempt to get a home improvement loan, I was denied due to a $23,000 balance with GECC.....I have no idea what this is or why it is on my credit sheet.

could i get a loan for an irregular personal loan from an aquaintance that i'd like to be able to pay back in one lump sum, then pay back an official lender over time?

Hi, i thought by getting a payday loan, i could help with my bills. They were so easy to get now i am up to my eyeballs with the payday loans, that i can't afford any of them. Can you help? My kid's want christmas!

Poinsettias bloom during Christmas so does the Christmas Budgeting Forum. It has been noticed that unplanned spending habits during Christmas pushes people into debts. Shopping, buying gifts for friends, decorating your house are parts of life and asking people to stop shopping for Christmas is not a good advice when a little planning can help us spend more and avoid debt traps as well! Let's start posting tips, ideas and advices on Budgeting.

i have some old cc on my cr that i have not been able to pay in a long time..they are due to come off my cr within the next few months.. ? is by some chance they are bought by a jdb can theybe put back on my report for another 7 yrs?

Alot of us here have been caught up in the pdl mess, but I ran across this website that is interesting. payday-loan-scams.com

Hi my name is Samantha Dailey and back in October 2006 there was $200.00 deposited into my account and EDollar direct is taken the money back without letting me know they are taken the money from my acct I at least should have been notified that the monies will be electronically drafted from my acct so that I will know how to manage my acct now I have a negative balance on my acct because of this I would like to speak with a manager in regards to this matter I can be reached after 5pm by phone ********** or email since this is the way this all got sarted I never spoke with anyone just a confir

Hey, sorry, kinda for posting again on the same topic you answered in my previous post about re-aging. But the difference is that my last post asks if anyone has successfully used the law to go after the $2,500 and how did they do it. By themselves, with an attorney, how long did it take, etc. Now I will try to keep from overpositing "new" topics. Promise.

Many of us here have scavanger agencies such as NCO and Assest Acceptance putting wrong activity dates on our credit reports. That would be the "date opened" entry. So if the debt is SoL or really old it appears on your report to be as new as a few months ago. The following information was found on Hibb's site. It says this violation is not a grand per but a full $2,500 per. Many of us could make a bundle if we knew how to file. Does anybody know?