Hello everyone...just letting you know that I'm still here and to give you an update on my dell accounts. As many of you know, that have followed this from the beginning, I have been through ALOT with Dell and the many different collection agencies these accounts have passed through, since the original charge off. It all started because my husband had got laid off and was out of work for a little while, then when he found something, it was making less money than what we were used to making.