How to get a credit card without any credit history

A debt collector is calling me several times. I get a debt collection call everyday. What should I tell the debt collector when I pick up the phone? Please suggest.

I have a query. Does interest continues to accrue even after a credit card is charged off?

How much can I expect that my credit score will increase in a month after I repay all my outstanding debts?

I lost my wife a few months ago. We had a few joint credit card accounts and a few separate ones. Am I responsible for paying off both the types of credit cards? Creditors are calling me for payments.

How can you celebrate Valentine's Day without spending much?

I am a 33 year woman. My husband is 38. Are we eligible to receive Social Security benefits in our thirties?

I have a credit card with a balance of about $500. I found out that the SOL period has just expired. Will the interest continue to get added to the balance? Will it help to improve score if I repay the debt?

I sent pdl co a letter on to adjust the date they will debit my account since my HR office sent us a memo that our payday will be officially the a later date instead the fixed date (a copy of the memo was sent as well). They refused to acknowledge that based on their correspondence with me. I tried to call them 3 times and waited 15 minutes each time without anyone answering the phone. I have paid them $440 on a $350 loan. What can I do for now? Thanks.

I am getting married next month. My financial situation is not good. I have taken out a personal loan and used my credit cards for covering wedding expenses. I don’t have money for a honeymoon. What should I do? Should I explain my situation to my fiancee or should I wait for a month?