I have been trying to get a receipt from NCO since September 2006 when I paid my grand-daughter's bill in full which was $139.00. NCO cashed my check in September 2006. I called NCO on many occassions and only talked to their very rude and not speaking English representatives only getting transferred or given another phone number to call. When I called NCO to get their Corporate office address because I'm in the process of writing a letter I could not believe non of their representatives knew the address. That tells me something and it is not good regarding NCO.

Who can encash points and how are you paid, how long does it take, etc.

I have lvnv funding llc on my credit. Please tell me the address and telephone number so I can call about it. Sincerely, Roxanne Trevino aka email address removed as per forum rules - Mike

I live in PA - but some of my PDLS are in Navada, Utah, and FLorida

My husband and I bought a house about 4 years ago. Last year we found out we were expecting our first baby and we decided to restart our mortgage about 5 months ago and take cash out for credit cards, etc. We did not have the added expense of daycare at the time that we restarted the loan, because we had a person that was living with us to watch the baby during the day for the price of rent.

I recently joined a debt management program but unsure if I made the right decision. I lost my part-time job that I’ve had for about a year due to unexpected staff cuts back in August. Since then I have been unable to pay some of my bills. I joined a debt management program hoping that it will help a little bit. Payments are scheduled to start 12/6/06. These past few months though I’ve been getting hounded with creditors calls, in which one creditor was calling my job, which is very jeapordizing. I don’t even know how they got my work number.

How do I find info about the points system??

I need to locate DMS Marketing Express Cash before they take more money from my account, is there anybody who has a number o address, e-mail, whatever; where i can communicate with them and settle this matter? thanks for your help.

Has anyone had a good experience with American Debt Foundation??

Is there a place I can see an example to this type of letter. Maybe there should be a place on this site with examples of all letters we can use to help with debt relief. It may be here and I am not lookin gin the right spot. Thanks!