Is it legal if one only had a verbal settlement ?

I contacted my local college about taking some online courses. They told me I needed to take a placement test but they'd have to call back because there is a hold on my account from 1997. So they explained that I owed 193.60 from 1997 (I went there in 1992 and paid all fees up front). They said the amount was in collections until the staue of limitations passed the it was kicked back to the college where they won't allow me to return without paying the debt. Allthough I do not owe this ..can they still hold this over me as a charge.

Hi my name is Jahaira Vargas and i am only 20 years old and i am overwhelmed by all the debt that I carry. I am so confused and I dont lnow what to do I have two children and when I think things get better they only get worse. My credit report is ridiculously low and Im so young I need help. I can\'t afford to pay so many different people all at the same time and keep gettin late charges or increased interest rates and keep getting sent to collection agencies. i just dont know what to do or where to start

My grandmother was recently contacted by Performance Maintenance Company trying to collect on a seven year old debt from Montgomery Ward. I don't know what the statute of limitations are in Louisiana, but I remember from somewhere that you cannot collect on a debt that is more than seven years old. So even if the company has turned the debt over to someone else, can they collect the debt after seven years? Any advice is appreciated because now they are starting to call her every day and she is beginning to worry.

I found a letter to send to all legislation and thought I would share it. This way maybe they will listen and do something about the insurance companies using our reports to base our payments. [quote]Please keep credit information out of insurance! Dear [Decision Maker], Our state legislature should pass laws to protect consumers by preventing insurance companies from using credit information to set homeowners and automobile insurance premiums for any individual.

Hey, ok so i emailed payday ok saying they're not allowed to refinance in my state i paid an amount of 362.33 in interest alone. here is the response Quote:

We received your complaint and understand you are unhappy with our service. We are willing to accept the remaining principal balance owed on your account to settle your loan. We are willing to let you pay this out in as many as 4 payments. This means you may pay out the $500.00 principal balance over the next 4 months.   paying bills online tonyamsn@yahoo.com 18 years 10 months ago I'm trying to get out of the mess with the payday loans, so I closed my bank account so they can't debit from it anymore. I opened a new account and I'm not giving this new account info to anyone, but I'm just wondering if you guys think it is safe to pay credit card bills online? I used to do it with my old account, but I want to be very careful with my new one. Anyone have any advice?   change of address anonymous 18 years 10 months ago change of address   I have $15539.97 over three Credit Cards anonymous 18 years 10 months ago Currently I have $15539.97 over three Credit Cards that I would like to consolidate into one monthy bill. Thank you   CBCS natdust20@yahoo.com 18 years 10 months ago Has anyone heard of CBCS?