I just recevied a letter from a lawyer in TN regarding an account (chase - $8000) of mine that has been placed with them. They say if they dont hear from me in 10 days, they are authorized to file suit and that a sheriff will serve me with legal papers directing me to appear in court. I have looked them up and they are more than legit and a well known firm. I want to call them before getting served with papers, but if i call them, what approach should i take and what are my options? Thanks for any advice.


