This is my first forum, I too have way to many Payday loans. I have read some of the threads and have a question. For the internet loans need to abide by Wyoming laws for autorefinance or the state that the company is from?

I just recevied a letter from a lawyer in TN regarding an account (chase - $8000) of mine that has been placed with them. They say if they dont hear from me in 10 days, they are authorized to file suit and that a sheriff will serve me with legal papers directing me to appear in court. I have looked them up and they are more than legit and a well known firm. I want to call them before getting served with papers, but if i call them, what approach should i take and what are my options? Thanks for any advice.

I owe CitiBank, but the account has been taken over by Asset Acceptance. They're taking me to Court. Because of the illness I was diagnosed with-(that's how I got behind on the payments), I'm unable to work. I don't own anything other then my 21 year old mobile home.. Can they take it from me? Thank you for any information.

how much i payed to clear my bill

what company is this? it on my credit report also?

Hello, looks like a great place to be, thanks for having me :) Will be speaking to you all soon

I don't think my first question went through. I got myself stuck in the PDL hole in two months. I started off taking a PDL with a true emergency...I took another PDL to pay a late bill I had. When payday hit both PDL's were taken from my account. The finance charges put me farther behind! So.. I took another PDL to cover my first two! Then a larger one to try to cover those ones. I'm now $2000 in the hole and am currently seeking a second job to clean up my mess.

what is your phone number to contact you?

Please help! I was being charged from GFSIL and ameriloan way more than what I owed them. I paid off almost 2 to 3 times the principal of the original loan, and they were still taking money out of my bank account calling it "processing fees" because "I didnt tell them that I wanted to pay off my loan" ?????? So, it was suggested that I close my bank account, and dispute the charges because payday internet loans are not legal in MA. I disputed the charges at my bank, and I have been refunded the money.

I have bad credit, looking to get a loan but cannot. to pay off debts