Hi,
I have a lot of debt to pay off. The debt I have is due to legitimate reasons. Between student loans and credit cards, my total loan amount is over 40,000. I am not qualified for the federal
student loan consolidation programs because my student loans are not federal. They are private student loans.
I have a secure job now with a decent salary. I am paying a lot of money out of my paychek to pay every creditor. My credit score is not too bad.