Hi all. Here's my situation... I'm trying to help my boyfriend figure out how to deal with some delinquent debt. It's about $2500 from a credit card. It has been "assigned" to a collection agency (LTD Financial Services; the "client" is Advantage Assets). They've sent him notices, and this one says he has 30 days to dispute the validity of the debt, etc. (30 days will be up on Oct. 24) My question is... should he try to negotiate with the collection agency or deal with the original credit card company?

Does anyone know anything about them?

I am 23 years old and have debt of about 3,000 some of this is from when I was 18, I want to get back on track and pay my debt off so I can establish some credit.

I sent Universal Fidelity a verification request for an old Sonic debt. They in return mailed me a copy of a contract, but did not address any of my specific requests. That has been 8 days ago. I haven't heard anything since then - any ideas as to what might be up with them? I am wondering why the phone calls have stopped.

i just got way off track. i need some help to get back to where i used to be. email me back please christina palmer

Has anyone heard of this company? I received a letter from them in the mail today. Basically they are saying that they can help you get back on your feet after bankruptcy. It's been over year since I filed and 6 months since it has been discharged. Any information on this company will be greatly appreciated it. Thanks.

Hi, Where can i find help for a shopaholic? I have called AA and looked in the telelphone book for a help line but can't seem to find anything.I live in Michigan

how do i contact midland credit management?

I sent one of my pdls an email yesterday requesting that they mark my loan paid in full, after receiving a "seriously past due" email. I pasted my loan transaction history from their website into the email and said that I had paid back the principal as well as the maximum allowable finance charge for my state, so was actually due money back, pasted in the pdl laws for my state, etc. Got an email back today saying they understand that I no longer wish to do business with them, and they have closed my loan, and I am no longer obligated to them. One good result, finally!

I have just gotten two calls at work in the past 45 mins. from some place called US Medical Center. Somebody took a message for me on the first call and no company name was given. I called the number back and when they said US Medical Center, I just hung up because I've never heard of them and don't owe any medical bills. Second call went to my voice mail, was a guy with an Indian/Pakistani accent who said he was calling from US Medical Center, 877-252-2025, and said he his name was "RANDY TRAVIS"....LOLOLOL. Anyone know what kind of company this is or had any dealings with them?