My husband and I have been through our share of problems with jobs and downsizing ecspecially in the area we live. We filed bankruptcy three yrs ago. and are in bad shape again. We desperatly need help paying these bill before what little bit of an income that we have gets garnished. Please help.
I own a home and I heard that I would lose my home if I consolidate my debt. I have a bunch of credit card debt that I want to get rid of and I would like to get some help with that. Would I lose my home if I consolidate?
I have some major debts....I have some student loans..which arnt really a big deal because there more willing to help you work out a plan.....the problem Im having is with credit cards..with some major companies...wells fargo and citi bank.....what would happen if I just stopped paying them? Would they just send it to collections? Will two thugs show up at my door with bats? Will these big companies take you to court? The help is needed but Im most likly going to pay them back with a debt solutions company.
I am looking to consolidate about $13,000 in high interest credit cards, and suggestions which method would be best?? I looked into a Home Equity Line of Choice, but they said I did not qualify
My brother had a few store front payday loans. He was not able to pay them.They were sent to the DA's office. The post-dated checks were combined along with late fees and interest and he was charged with theft over 1500.00. They put a warrant out and arrested him!My mom just posted bail for him on Monday. He lives in Dallas,Texas area. Can they do that????
My problems are with Riscuity (who said that they are currently doing business for Advance America who can no longer do business in North Carolina) They said that I have an outstanding balance (I owed Advance America 89.00) and when I went to pay - they had shut down, I was told that I didn't owe them anything due to them illegally charging excessive interest.
Since then Riscuity has been calling me and they said my balance was 135.00 which didn't sound right and to no avail I had moved and couldn't locate my paperwork.
I sent CashNet USA a cease and desist letter on October 2, 2006 stating I am revoking the authorization for the ACH debit and explained my situation in detail. I offered payment arrangements and told them that the checking account will not accept any ACH debits cause it is in the process of being closed etc and explained a little more.