I have a question, one of my payday loans is with a company called Panadvance aka Usa Advance. This company is out of Costa Rica. I have a $300 payday loan and they are charging me a fee of $90.00. In Alabama the maximum a fee can be on a $500.00 laon is $87.50. Are they over charging me on my $300 loan? Also does anyone know if they are licensed in Al let alone the states to do business? When I took out this loan I was told to fax my documents over so I did. I called back that same day to get my application status and he said that he did not recieve my documents.

I am bogged down with payday loans and need help to pay them off. I also have other debt and I don't know what and who I owe. I am hoping that you are able to help me. I don't know what to do anymore. Best time to reach me is in the evening. Thank you

I have a final payment but the mail was returned to me. please call 703 648 ****. case # 06-****. call today please. Personal info removed for your safety - Mike

I cannot find the search forum option and these threads are coming so fast, they are bleeding together - my eyes!! Anyway, Please if anyone has it. I implore you, please post it thank you

I was recommended to credit counseling of America by your website. I called and spoke to a lady named Lisa and explained to her that I need to consolidate 6 payday loans. I am in Florida. She asked me to call her back with all the info on the loans and I said I would do so but in the interim I spoke to my brother (he is an attorney) and he told me to be cvareful because sometimes these CCS companies make your life worse with bad advice, taking your money and not paying creditors on time, etc. CC of America has placed 11 calls to my cell phone in the pastr 5 hours.

Would like to check out your services but do not feel comfortable providing private information over the internet. Please call after 5PM or before 7AM CDT or anytime during weekends (920)787-**** Thank You Phone number removed for your safety - Mike

what you've paid, to see the truth about how much the apr is on your loan, relative to the state you are in? Anyone? Thanks!

How do you track and view phone calls that come in as unknown and when you try to see the phone number, it registers unavailable?

We started collecting debt after buying a new car about 6 years ago, then furniture and some other items. We handled it pretty well by moving it around between cards. I then bought a house and fixed it up and the goal was to sell the house, pay off all the bills and buy another one. But that did not work like planned. We had 2 kids in the meantime, only paid down part of our debt and the rest we had to live on because of having a single income now.

Can you please send me the phone number of this company T&C that everyone says will consolidate payday loans. I need some one to help me. thanks