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cant get out of Payday Loans

18 years 11 months ago
Hi, I live in Washington state. I have 3 payday loans out currently. it has been a cycle where as soon as i pay them off, i have to take them out again, because other bills are going to bounce. im revising my budget, but see the next round coming, and its not going to change any time soon. I realize i got myself into this, but i am sick of paying 300+% interest on these loans every 2 weeks, without an end in sight. what are my options? if i could have a month or two to pay them down, i could pay them off completely.

 

My story about debts

18 years 11 months ago
Hi. I got into debt the first time a few years ago. I borrowed from a store front PDL and then another to pay back the first one. I kept increasing the amount when I would go to get another loan until I owed each $500 plus $75 in interest/fees. My son came to my rescue. He helped me figure out a budget to get both paid back. He made me promise never to take out another PDL. You'd think I'd have learned, especially at my age. I didn't. I'm a medical transcriptionist. I work at home for a transcription agency. We get paid by how many lines we type.

 

I need an address for paydayaveune.com

18 years 11 months ago
Does anyone know the address for paydayavenue.com?? I need the address so my lawyer can send something to them and they want to give me the addy..

 

can I be sued by a collection agency?

18 years 11 months ago
Can I be sued by a collection agency? I contacted my creditor and I was told to make my payments at one thier stores where I always do. the account was a little behind but I got it current. About a week ago I got a letter from a collection company telling me that my account was turned over to them. The account is not behind. I just made a paymeny on it the other day it is current. I called someone at my creditors and they told me the account has been closed but they are still sending me statment and I am still making payments at the store.

 

How do I dispute a debt from a collection agency?

18 years 11 months ago
I recently recieved a letter from midland credit management claiming they were collecting an unpaid dept from myself to MCI back in 2002 in the amount of $231. I have no recollection of ever doing business with MCI and I doubt if I would have not paid it. However, I am willing to pay the debt if they can prove to me it is legitimate. They sent me a letter in July, which I must admit that I ignored.

 

Very old creditor

18 years 11 months ago
I have received several letters from a collection agency trying to collect on a debt from 7 years ago. It is Uptons Department Stores which closed it's doors in 1999. Anyhow they do not show any negative activity on my credit reports as it is more than 7 years old. Anyhow opinion time if I acknowledge their letters by sending them a debt verification letter will it "open" the claim on my credit reports again? Obviosuly this claim has been sold to a die hard collection agency. Any input would be appreciated.

 

debt free

18 years 11 months ago
how can i get there? and what is your cost? How much can ~$9,500 can be negotiated and how fast can I pay off the debt?

 

How do I become a registered user?

18 years 11 months ago
I fail to see where I can register. Thanks.

 

Want to become a registered user?

18 years 11 months ago
I fail to see where I can register. Thanks.

 

Settlement letters

18 years 11 months ago
where can I find letters about settlements?