After being on this site for a matter of months and getting to know all of you, I feel like I am at a turning point in my struggle with debt and the PDL monster. When I get to the point where I feel like things are getting better, then bam, there I go slipping down into the hole again!
I do work full time and make a pretty good income, but I am the only person currently working in my home right now. My husband is having medical issues and just can't and we are supporting my teen-ager, who also works.
Along with rent, food and power, there's little if nothing left at the end of the month.