Hello I am new to the site and just have a question about an auto loan. I do not have perfect credit due to being laid off in the past but I am continuing to work on paying off the debts that are hurting my score. My last auto loan I had to use a co-signer which I really would like to avoid this time. I am currently going to have my auto loan paid off close to 2 years in advance by paying to the principle with no late payments which I am hoping will look quite a lot better to a loan office.

Can you still send a cease and desist letter to licensed Ohio pdl's? I have two pdl's (Check n GO and CashNet USA) that are coming up for payment but my checking account is in the process of being closed and if a payment gets through I will be overdrawn more than I am right now with the bank. I had sent letters to all my pdl's some were over paid and one was just seeking the finance fee payment. Regardless, two companies Route 66 and SGQ Processing ignored my letters and requests and put a ACH debit through. My bank accepted even the debit even though the account was to be closed.

Hello: I was doing an Internet search on "allied interstate" and I stumbled on this web site. My questions is this: My student loans are in default since 1999. I contacted the Florida Dept. Of Education to see if I could do something about it now. I did this via email to a person who I found on their web site who handles defaulted student loans. The person actually told me who the collection agency was - Allied Interstate. This person forwarded my email to this collection agency and now they keep calling and I refuse to deal with ANY collection agency.

i am not sure if this has violated any fdcpa laws or not.. thought i read that this indeed did somewhere before....on attorney letter headed collection letter. it does state about validating the debt and such not wich until recently i didnt even know what that meant..

How do they work exactly, and is the money taken out pre or post tax? If I do a debt consolidation, will that remove the garnishment?

Can anyone give me a contact number for NLS payday loans

when does this begin? From the date of the last delinquint payment made? Or the date that it first went to collections? I am confused as to what that starting date is?

Hi, I currently have six pdl's and I just registered on this site this morning. I am open to any advice and would like to know if dcc will be able to help me. I have three children and am slowly sinking. If I can get these consolidated I would be on top of the world. Thx

I was having financial hardships, then I los my job. I've been unemployed for 3 months now. I want to see if there's any way to combine all or most of my debt into 1 payment.

I spend waytoo much!