collectionindustrylive.com/news_extortion This is the article that tells about a collector who was sentenced to 270 days in jail, fined, and placed on probation for 5 years for being found guilty of extortion by threatening a debtor with jail, arrest, and deportation. If any collectors are surfing the site, this is probably a MUST read for you.

I have been looking at this sight for a while now and have decided to take the plunge and try to stop all of these ACH transactions from hitting my account every month. I have some questions, because I'm afraid of what these places will do to me. This is what I have done so far.... I went to the bank and asked if I could put a block on the ACH's every month. I can, they might charge me a fee, but I can still do it. I have loans with Paydayok, Paydayselect, zip cash, and Rio Resources. Paydayok and Paydayselect are licensed in Texas (that's where I live).

Maybe I'm not the only one that does NOT have glowing reviews of this site and all it entails. Signed up, logged in,etc.,etc,etc. TWO months go by. I get a call last night..."Have to drop you, Can't help you, good luck." Just curious about how much of the grand I already put into this I'll get back. ??????????????? $50 maybe? If I'm lucky. Gave them all my info. Sent all of the most recent statements. Guess what? S.O.O.L. Use your imagination. Things I could of known yesterday. I'm down to my last option because all of the others have been exhausted.

I purchased a mobile home that needed alot of work, not realizing that i would not be able to refinance in order to consolidate bills from repairing roof etc.. The property is worth 110000.00 when the market was strong. I filed bankrupcy almost 3 yrs ago my score is only a 648 which was a 704, I made too many inquires which disable me to refinance and consolidate bills. I am at my witts end trying every avenue in order to keep my home and my sanity too, is there anybody out there that can help me? The reason for filing bankrupcy was a horrible abusive marriage.

Ok someone tell me how the apr% works? I f Arizona law is APR36% for loans under $1000.00 than what do I owe on a $250.00 loan? $300.00 loan? $200.00 loan?

Hello its sounds to me like you guys might be able to help me, i too have gotten in to the payday loan trap and cant get out for the life of me. i have so many that the finance fees alone take up all most all of my paycheck every two weeks. my worry is though that i wont be able to pay them off completley. i am pregnant and leaving on maturnity leave soon and if i dont get them paid off before then they will be taking all of my pay check because disability is only going to be paying me half of my normal pay.

they will not work with me on a payment plan. he say its either his way or wage garnashment.what do i do

Hi. I took an internet loan out with CashNetUSA (I live in Ohio) for $800. I have taken out at least six loans with them previously. I went to consumerlaw.org to see if they are licensed in Ohio. From what I interpreted, they are licensed for check cashing and cash lending. It states, though, that with a PDL loan, the limit is $500 (if I interpreted it correctly), and the interest is not to be more than 5% per month. If, however, that loan is paid back within a month, they can't charge interest. The originating fees, however, are unlimited.

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Dear Customer: ME!!!! Re: AppID-2612*** The compliance department has been forwarded the recent correspondence and we have reviewed your account. The terms and conditions are available from the website at the time of application, and there is a 48 hour period in which to cancel the agreement without experiencing any fee.   Integrated Financial Concepts amy445@hotmail.com 19 years 4 months ago Does anybody know anything about these people Had this number on my phone, all I could find out is that they are located in Atlanta, GA. Any ideas?