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Credit repair

19 years ago
I'm in the process of wanting to repair my credit. I fell that debt consolidation would be the best route for me. I have about $10,000 in debt most to collection agencies that I really don't have contact with. Could you please explain how this process works. THANKS!!

 

Court Order Shuts Door on Advance-Fee Credit Card Fraudsters

19 years ago
This is interesting: Quote:
For Release: August 10, 2006 Court Order Shuts Door on Advance-Fee Credit Card Fraudsters Under the terms of a U.S. district court judgment and order announced today, two defendants in an FTC cross-border telemarketing fraud case have been barred from engaging in deceptive marketing in the future and will pay $15,000 for consumer redress. The court action closes the case against Mishele Wells and her company, Simax Corporation, which allegedly targeted U.S.

 

Complaints against PRL Payday loan

19 years ago
Beware if any of you hve a loan with prl evidently when you did the ducoments you signed giving them authority to take it out of your paycheck if you defaullted. Believe me was i surprised when it came out of my check and i had to contact the payroll department to find out what it was. I did not hear a word from them besides i had contacted them that i had closed that checking account and to give me an address and i would send a mo in the amount i owed. I did not hear anything, my acount was debited 3 more times for 2 checks each and now this! -- lanita

 

Back to Square one on resolving pdl

19 years ago
I called one of the company that according to this forum can consolidate or help me settle w/ pdl. Unfortunately, according to them pdl cannot be consolidated and the only way out is to make a payment arrangements with them. I have 13 pdl and to make a payment arrangement will still hurt me because their conditions are to repay the loan within 90 days. Some of them doesn't want to settle and threaten me that I signed something that I'm waiving my right for settlement. I read the pdl law in Nevada and seems like I'm in the point of no return. Please help as I am back to square one.

 

Trying to contact V C Funding

19 years ago
Does anyone out there have a number that I can contact this company, I want to repay my loan but only have account number, please help.

 

I have close to $7,000 debt mainly in CC debt

19 years ago
I have close to $7,000 debt mainly in CC debt. All of the accounts have been charged off. I managed to pay 1 off, but that took a while. I want to pay the rest of it off, but I'm interested in the options I have with debt consolidation so I can pay them off all at once instead of one at a time.

 

I fell into debt while I was in college like so many others

19 years ago
I am 26 years old, I fell into debt while I was in college like so many others. Not only do I owe alot of student loans but I also accumlated credit card debt! I'm looking to get this stuff cleared up so when I go to purchase a new car or home I dont run into many issues.

 

Is debt consolidation good for credit score?

19 years ago
Ok guys, I have some debt but not alot(in my eyes atleast). I would say I have about $2500 in debt from a credit card, store card, cell phone bill, old checking account. I'm making a little more now and think I can pay of some of thses debts but was wondering if debt consildation actually help your credit score seeing the accounts have been delinquent for so long(a couple years). I have a cehcking account fraud on my credit report for about $6000 which I refuse to pay cause It wasnt my charge and the back dont want to take it off. All info would be appreciated..

 

Over Head Debt

19 years ago
I have too much credit card debt and I owe back taxes to the IRS. I also just recently purchased a pickup truck that will take me six years to pay off. I have been paying for a vehicle it seems like all of my adult life. I am ready to get a handle on my finances.

 

Questions About ACH

19 years ago
Hi. I am about to stop payments on two payday loan companies: Cash Central and Ten Dollar Payday. Once I do ACH stop, what occurs after that? Will this appear on my credit report? Will they call each day to harass me or bother me at work? I can pay each of them off and never get another one. But I need time because money is becoming tight.