For a rundown, see http://www.debtconsolidationcare.com/collection-agencies/about12785.html I have sent a letter requesting a negotiation, should see a letter back on that any day now since I got the return reciept a few days ago. The money owed is no longer the issue. With that letter I have seperated it. I am now looking to see how I can deal with the offending phone calls that broke both fdcpa and local Texas laws.

Has anyone heard of these debt relief programs that say it eliminates your cc debt due to fraudulant practices by the cc companies...? It sounds too good to be true, so I imagine it is. Link deleted as per forum rules - Mod is one of them. I am getting so desparate I am thinking about contacting them to see what it is all about.

this was on my caller id,don't recognize it -thanks :D ...Karen

I was saw tens about my credit card debt, but i had search my debt consolidation consultant online, who has help me to come out from my present debt in very easy 3 steps, I had suggested to my so many friend who has also expirence and happy with there service. [color=red]Link deleted as per forum rules-Mike[/color]

Unbelievable. I can't believe that companies actually will sell a "how-to" manual on how to have your own PDL business. :evil: They even post newsletters about how to get around the laws and make sure to have a legal team in case you get sued. And how to become a PDL on the internet. :evil: :evil: Has anyone ever seen this site?

Ok...It's been a while since I've been on a rant...And you know it's bad, when I don't even bank with National City, and I'm on a rant..lol Ok, most of you know, I live with my uncle at his house. We split all the bills..Mainly because there for a while, I could not afford to live on my own..And now that I can, unfortunately he's stuck in a job where he can NOT afford to live on his own, so I'm sticking around until he can. We pay 1/2 each of everything except our cars, we pay our own. About years back, he took out a line of credit at National City, where he's banked for over 14 years.

Well I came to this site like all of you looking for debt relief, but all this is is another dead end site.

I had a AT&T cell phone in 1999,just before the contract was to expire,they changed my plan without letting me know and sucked me with a $300.phonebill.Palisades send me a copy of a phone bill dating back to 2001,How can I get a copy from a couple of months earlier,which will show my old plan with free nights and weekends.Please reply Quikly got to go back to court next week.

Can you take the negative things on my credit report and consolidate them

Hi, my bank has been doing courtesy overdraft on my checking acct and at times, I have been over $500 in the hole yet they paid each check. Last week I was on a live chat with them due to a returned check when I had money in the acct but not enough to cover it. They refused to quote exact bank "rules" regarding checks and I asked for the address to the CEO. Now they are bouncing all of my checks and are constanly changing the rules as it suits them. This bank is Viewpoint bank in Plano, TX.