i have a debit in my new account with a different bank from these people that i did not authorize. its been over a year and i closed that account at the other bank. have a bank in another state now. i have contested this with my bank. but how do they get my account numbers and how do they take money out with out my approval. email me at .... because i need to know what to do to get my money back. email address removed as per forum rules - Mike

About a month ago, I received a letter from Asset Acceptance stating that "In an effort to liquidate as many files as possible, we are making the following settlement offer:". They had calculated a 45% discount if voluntarily paid by July 8. At first I didn't know what to make of this letter, as the balance in question was double that of even my largest credit card balance. However, the amount was very close to my Student Loan Balance, so I wondered if it had something to do with that. So I called the number on the letter. Mistake #1.

Hi- I see that many people here talk about T&C. How can I contact them? Someone from Superior called me yesterday and told me that no one will be able to help me with payday loans. I'm not sure what to do next - I've already closed my account when one lender told me that my bank would have to return the fee as insufficient funds and then they would call me for arrangements. But in the meantime, I'm going to rack up overdraft fees at my bank. I called Wachovia - they suggested I close my account and so I did.

Hi All, This time I am going to inform you that a new stuff has been added to forum. Probably you have noticed it already. Any guess on what I am talking about? Ok no more suspense; it is the Guide just above the 'postreply' button. We have prepared a guide section for DebtCC forum. This is like a précis that describes the purpose of the forum, where visitors can get the information they are looking for, who to contact if there is a problem and many more. I think newbies will find it really helpful. Now, as always, I need your participation to make it better.

I've been visitng these forums on and off for some time now and I think that a thread relating to investments (real estate, equities, derivatives, etc.) would be very helpful for people trying to eliminate their debts and gain financial security. I'm sure there are other people here interested and experienced in these financial topics and I think that maybe we can trade-off giving lectures/discussions or answering questions for people trying to (re)gain financial stability.

Hello, I am new to this forum and wanted some advice. I received a summons for a past Citibank debt at my home. From the above collection agency/law firm? I have thirty days to respond or I am legally liable for an extra 1600 in law fees, according to them as Mississippi law. I wanted to if anyone has or delt with them before? How should I respond? Thanks for any advice

I'm leaving my job in the UK to train and work in a new profession in Mexico in 2months. I currently have a 10k loan outstanding. I'll be training for 3 months, with a guarnteed job at afterwards but I'll be starting on a low wage and have to pay back my training fees from that wage. I have some savings and hope I can pay back my outstanding loan as normal but worry that it won't be possible and can't miss this opportunity. I've heard about doing an IVA with creditors but I can't do that while I still have savings.

Is there a certain legal amount the pinion can garnish from your wages.

I'm needing a phone number or email from this company.

hi, i need advise. i have my pdls due date this coming friday and don't have enough to pay for those financial charge since i have loans from several places. should i close my bank accnt asap and talk to them about payment arrangement? i really don't know what to do first... somebody please give me some advise. thanks.