I have recently received 3 separate e-mails from a Pay Day Lender I do not recognize called 500 fast cash paypinion and that they were willing to do a debt settlement for $65.00. Back in early 2004, I had multiple payday loans which caused me to be in excessive debt, I had filed for Chapter 7 bk in late 2004, closed my checking account, and the bk was discharged in early 2005.
To the very best of my knowledge, I had included all of my creditors on my Bk petition. I had not received any e-mail or postal mail correspondence from a Pay day lender until recently July 2006.