Currently I have 7 yes 7 payday loans that I have no idea how to pay.. Everytime I try to get a company to consolidate my bills they say they will not cover payday loans.. I am working like 40 hours of overtime just to make the payments, and literally have nothing left over.. I keep hearing about this Company named T&C does anyone have any info regarding them, I am new to the site so please bare with me.. Also I am thinking of closing my acct before next friday which is when I get paid again and all the ACH transaction come out..