I'm in over my head.
I was a substitute teacher, but there were so many that I rarely got any jobs. Nor did I have healthcare, so every medical expense was out of pocket. So I started living off credit cards, in hope to secure better work. Worked retail on side, retail cut hours to nothing once January came. Bills added up, payday loans added up, student loans.
This summer I got hired full-time temp to perm. Never got full-time hours, then let go after a few weeks because "they hired too many". Okay. Got hired at Starbucks day later.