Need advise-Pinnon Management I was making arrangements with Pinnon on this loan and all of a sudden they went in my account and took 2 payments of 81.00 I did not authorize I closed my account and called them and told them I did not authorize these 2 payments he screamed at me on the phone saying yes I did I told him I authorized the ones in the past but not these he is calling me work every hour I sent Pinnon a debt validation letter. Any advise what I should do?