I received a call from Pre-Litigation this past friday (904-356-0886) and told be i was being charged with Theft by deception and bank fraud and that an affidavit was being sent to my company. All they could tell me is that it was trough United Federal Bank, they could not tell me the loan company. They told me to make sure i find an attorney and a bondsman. I believe the account they are referring to is through FSM which i have paid in full through ART, however, they didnt want to hear about that.