904-359-5184

Are you guys sure your not mad at me? :roll: The unanswered post link is gone too.

Sounds nice!! What if the boss visits the website and read the famous stories about them. :lol:

I was recently contacted by a collection agency attempting to collect on a $3,000+ loan they claim I took out in 1997. Whoever took the loan out paid on it for four years and then quit. I never took this loan out, but they absolutely say it's my debt. They can provide me no documentation such as a signature, location of the origination of this loan, nothing. All they can tell me is that my name/social security number match up to this loan and that I absolutely have to pay it. Do I have any ground to stand on here with the lack of documentation? Thanks, John

This is something I've always been curious about. How do collection agencies get access to different phone numbers? Example: I switch phone companies and got a new number and since my old number was no longer a working number. My parents recieved a phone call from a collection agency trying to locate me, and they live in another city! How do I prevent this from happening in the future?

1. I have found it beneficial to document every incoming call, logging day of the week, date, time of day, name of the caller, name of the company, city and state from which the call is made, physical addresses if given, and any pertinent details of the conversation (e.g., "That person doesn't live here. Don't ever call here again".) That last tidbit will likely be ignored, but that's okay. It is documentation and information that you'll need on your record sheet. 2.

I joined DTS financial in 2005 and they have taken care of one of my credit cards, but now I am getting a "notice of arbitration" from Mann Bracken and they are wanting to settle for 70 and 75% of my balance on two different cards. DTS isn't allowed to give out advice and I can't afford an attorney to figure this out for me. SO does anyone have some advice for me??

Hi, I just received a letter from the Law Office of CIR (Creditor Iustus Et Remedium LLP) and they are trying to collect on a credit card from January 2004 (this was the last time I mad a payment). The OC is Providian and then was sold to Unifund and now is in the hands of this law office. Has anyone ever heard of this company???? Thanks

Does any one out there know the address to Centrinex? I need to add them onto my list of places for T & C and i am not actually sure if that is the correct name of if the go by something else? thanks Amanda

Hey everyone, My boyfriend works for Verizon Wireless, and told me about this new feature, in effect today, that allows you to send text messages to LANDLINE phones for FREE! Now, this is really cool...but can you imagin those PDLs that already HARASS us through text, AIM, etc...they will now be able to send "text messages" to our home and work phones!