Well, To keep it as short as possible I have an unknown ammount of debt and collection agencys constently call, on bad days it seems one per hour... Anyways, I resorted in not ever answering the phone for anyone.
Yesterday my parents answered there phone and it was for me. SBC was tring to collect something from 3 years ago... The phone call ended with him telling me to sell my car and take public transportaion, when I said some rude comments and hung up. I know this was not the route to go, but I was already very fresterated before he called and made my morning ever more enjoyable.