Does anyone knows what company this belongs to? I have received calls from that number twice in last five minutes. I could not answer because they did not use relay system (I am deaf so)

My loan with Pay Day Select went into default. The amount I owe is 241.57 and the rep informed me that the daily finance charge of 1.75 will continue to acrue against my balance when it is past due. Can they do that? I told them the debt is turned over to the debt consolidation company and they will receive a proposal. They said for my counselor to fax in the proposal and they will send a counter proposal. The lady also informed me that the company is in compliance with their state laws (the company is in Delaware) and fidc laws.

Route 66 Funding 46 State Street 3rd Floor Albany NY 12207 These people were VERY reluctant to give me their mailing address. They called my bank and made me verify (while they were silently listening) that my account was closed. I told them if they wanted money, I had to send a MO. I borrowed $200 from them and they want me to pay bank $500. No way. I'm sending 350. I wonder what they will do?

I have come across this and thought I'd share with everyone. Quote:

Under the Fair Debt Collection Practices Act (federal law): What Things Are Illegal For debt collectors to Do? 1. Harassment or abuse of debtors is unlawful. This means, for example, that a debt collector cannot * threaten you with violence; * publish a list with your name on it; * use obscene or profane language in conversations with you; or * call you repeatedly to annoy you. 2. Debt Collectors cannot use false statements.   Avatar? hjac118@sbcglobal.net 19 years 3 months ago I tried to upload the avatar to my profile but nothing came up. I clicked on submit and there was no image anywhere to be found. What am I doing wrong? Can anyone please help?   No Checking Account anonymous 19 years 3 months ago Hi, I have posted here before about having multiple payday loans. This isn't the first time that I have had problems with payday loans. I was thinking about not having a bank account at all. That way I would never be tempted again to take out a payday loan since I wouldn't have an account. Has anyone ever done this before? Kathy   Scared the sh*t outta me! bradley@downtowndayton.org 19 years 3 months ago Bergen-Boesch I got a call from this woman that said that if i dont send the money they will arrest me yadda yadda yadda.. so my question is.. i dont have the amount she wants and i called the intial loaner and my account hass official been turned over to them.. cani send her what i do have or do i have to send what she is requesting?   Does stuff come off?? anonymous 19 years 3 months ago I have a quick question.. all the Credit Cards that are closed on my report..will they remain there forever?? Can I get them off? Also can GAP open two accounts under 1 SS## .. Is closing accounts bad for you credit score..How does this all work _________________   Pros and cons of a second mortgage anonymous 19 years 3 months ago What are the pros and cons of a second mortgage??   Deserve Addl Refund from QuikPayday lgall@amfam.com 19 years 3 months ago Ok guys I recd a refund from QPD. However, they didn't send the amt I was due because they said I still had an outstanding balance of $120...no idea where they even got that figure because prev e-mls state the balance was $400. Here is the best part..... I have a ltr stating they had already marked my acct pd in full before any refund issue came up. I sent another ltr stating this info w/ the ltr they had sent, but was told they would not be sending the addl amt. Should I just take it & leave it or pursue this $120?