Help please - looking for information on National Enterprise Systems, if there is a thread, can you let me know where it is? I need info as soon as possible - Thanks!

I received this email from my friend today: "This creditor called, I am in deep crap right now. They are saying that they are sending it to my county for a lawsuit against me if I don't pay the amount. I have missed payment for several months now. Can they do this?" I advised her to sign up on here to get some help and advise - but she is very cautious about that so I'm just going to step on in and post the situation. Can they sue AND what should she do ASAP to give her some time to figure out what she needs to do?

Ok i am hooked up with t&c and they seem to be cool but i just dealt with a lady named sheree that was kind of rude to me. She made a comment about me calling another agent twice the day before to get an update. Which i did do because she told me to fax in info and i wanted to make sure that i faxed in the info and that it was received. Now i feel unsure about them. I am trying to be on top of things on my end i have read the threads and i am scared about what the pdl's will do to me. I have officially defaulted on my loans (10) today. I dont want the embarassing things to happen to me.

During the research, I have come across this on the Indiana state gov website. Thought I'd share. What are the consequences of a Payday Loan? The cost of the loan is very high. Once you get a loan, where will you get the additional money to pay it off? You can be threatened with prosecution for "hot" or "bounced" checks, even though the lender knew at the time you wrote the check that you had insufficient funds in your account—that was the reason for the loan.

code city ecare code st de payable ecare contact ctrs then your acct#

Would someone please explain on the reply messages what the quote button means and how do you use it?

i have gotten myself into a mess with 3 payday loans and wont even be able to pay the finance charge on the first due date. how do i deal with this and will they work with me at all? i am afraid after reading all the stories about collectors. any advice appreciated

Hey all: I just did the online credit report and found interesting information. First of all, it don't look that bad and I have been in the settlement program for almost a year. Second of all: What the heck does this mean? Acct charged off; past due 180 days; written off 1044.00; 1044.00 past due? Does it mean they wrote it off, but still trying to collect? LONG time ago, I had a medical bill go to CA. They served me lien papers and I buckled and made quick payment arrangements.

I have decided to poke around to find out info on Connecticut state laws on Payday loans. I find conflicting information. One site states payday loans are banned in CT and another states that CT has no laws to regulate them. Which is it? (Chapter 668 Nondepository Financial Institutions Part III Small loan lenders refers to Cash Advances.)

Anyone ever deal with Nationwide Cash for a payday loan? I faxed them the letter asking for them to mark my account paid in full, as I have paid back more than twice the original loan amount. They immediately called me back, and I was connected to a supervisor named Lynn who immediately became very rude and defensive with me. Supposedly, she is a "paralegal" and knows the law. They do not have to follow Arkansas state law, only New Mexico state law.