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What are the good and bad ways to borrow money?

12 years 11 months ago
People need money when they are in financial problems. What are some good and bad ways to borrow money?

 

payday loan question

12 years 11 months ago
I have 3 loans totaling approximately 6K. I am paying almost 1500 in interest each month and just can't keep doing that. Residence is in Utah. Any suggestions?

 

Payday loan help in Idaho

12 years 11 months ago
Like so many others, I have gotten myself in a bind with payday/installment loans. Plus now my husband was injured last week and will be off work for weeks. I would love some advice on how to get out from under these. I live in Idaho and I have loans out from the following lenders: The Cash Store (installment loan) borrowed $? pd $1423.98 Money Tree (installment loan) borrowed $?

 

What's My Next Step?

12 years 11 months ago
I posted earlier that I have loans with Payday One, Loan Machine, Cashnet USA, CheckCity, and Mobileloans. I live in Missouri. Of these, Mobileloans was the only loan determined to be illegal. I closed my account over the weekend. I sent Mobileloans the illegal creditor letter. I have had a difficult time finding a sample letter or anything to send to the other lenders to negotiate an alternative payment plan. Any suggestions? Thank you

 

question

12 years 11 months ago
I have 4 payday loans that I've been paying on but don't have enough money to pay on this month. I have no idea what to do. I live in Iowa but these are all internet payday sites: -Oneclick Cash with the amount financed at $500/charges of $150 a month -Action Payday $500/$225 -500 Fast Cash $450/$135 -Everest Cash Advance $500/$108 My next payday is on the 15th, but I am receiving a greatly reduced check- I don't think I can afford to pay any of these at all. Any advice? Thanks so much for your time- Tami

 

Regent and Associates filed a lawsuit against me

12 years 11 months ago
I only found out because several bankruptcy attorneys and credit repair cons have sent me letters offering to "help" with the lawsuit. It has been a week now and still have not been served. I have notified Regent that all of my income is SSDI. Should I just go to the court house to pick up copies of the suit? Or sould I wait for them to serve me?

 

Alternative to payday loans

12 years 11 months ago
Was watching Clark Howard the other day and I learned something I did not know. He offered an alternative to Payday Loans. What he said is that more and more Credit Unions are offering their version of payday loans, but they do not charge as much as. He said the typical interest may be 18% or so, but that is still a lot less than what the Payday Loan companies charge, which can be up to 400% of what the loan amount is.

 

Boa

12 years 11 months ago
I have had it with BOA! More than once there has been problems with my account and my son's account and I have had it! I am so tired of dealing with rude people and being told one thing and them doing another! Too long of a story to get into. But am also tired of trying to put some money into savings (even what little we can) and then finding out that we don't have that much in there because they are charging us a "maintenance fee" which takes out most of what we are able to put in there.

 

payday loans

12 years 11 months ago
:confused: I need help with some payday loans that I have. I live in the state of Georgia and have been dealing with them for some time. I really want to get out of them, and if they are illegal is there any way I can get back the money that I have put into them for previous loans vicki

 

advanced loans

12 years 11 months ago
i got a call today from a processer from advance loans said they on way my job with the law with summons over a 5 year non payment to a advance loan is this a real thing can they come my job