Hi all. Just looking for some advice here. I switched banks from WAMU to BoA. It seems with BoA for overdraft protection for your account you need to get a credit card that is only used for overdraft protection. I went ahead and put in my request for one suspecting all along that I would be denied as my credit really sucks right now. So I got a letter in the mail from BoA that said that because of my bad credit the overdraft card has been denied but if I send them a check or money order for $99 I am preapproved for a $500 credit line.


