Okay folks. here it is. Wife and I married in 2001. Our financial affairs brought together, terrible. Bankrupcy in 2003. Afterward still had about $10,000 debt. Cruise along awhile, start getting small credit cards. Idea was to use for Xmas and pay back with income tax refund. First year it worked okay. But, it snowballed somewhat. Now have six cards that total $3000 in limits, but, total balance is $3880. Of course they want the $880 overdrawn payments now and we get about $80 a month on each tacked on for being overdrawn and late fee on payment.

do i have to own my home to qualify?

Hello again, I contacted my pdls sunday and i got no response about i was being charged to much in fees and i got no response. this tim i emailed them again with this inserted.once again this is how much i should be paying in fees not your state fees. $15 per 100 the site address is www.legis.state.wi.us/lrb/pubs/wb/04wb9.pdf please re adjust the fees. I think they are ignoring me what should i do. i e-mailed my bank telling them that i want to stop unauthorized debits from my checking account.

I am so mad right now. I had a payment due for April 30, 2006 in the amount of $15. I made my payment on 4/28/2006. They slammed me with a late charge of $29 because they don't process payments on weekends. They won't process the payment until tonight. And the fun thing is, all weekend, you are unable to contact customer service due to a "high volume of calls." Anything I can do? It's not my fault they take forever in a day to process a payment. These are the ways credit card companies SCREW YOU OVER. I am in need of some financial help.

I have dug a hole, not too bad yet, but its growing daily. Gambling, bad spending, and payday/loan places have gotten out of hand now. My loans I can pay monthly without a problem except I have no money now to pay them. I have a good job right now and I don't want them to find out what is going on or I may lose this job. I am behind in most if not all of my current bills. payday loan, cable/phone/internet, and up coming car payment. What can I do now? No place will give me a loan right now, except pay day loans.

Ok...Got 2 letters from Equifax today, regarding 2 disputes that I had placed..... Got my eviction from 2000 DELETED! Also...4 More accounts DELETED... Not sure what they are yet, I have to compare my reports and figure that out..I'll update later with the info! :) YAYAYAYAYAYAYAYAYAYAYAY!

Hi Angel Congratulations! We have taken the snapshot of the payment made to you. We are putting this in front of the community. :) Thanks for your active participation here. Regards Vikas

FABRIC CLOTHING & TEXTILES, INC 3 LONG MARSH LANE WEST THAMESMEAD LONDON SE28 OLS ENGLAND This company offered me a job collecting money for them. I would like to know if they are legitimate. Thank you, Joyce Mriglot their email is:markdixon_repmanager_fct@yahoo.co.uk and their phone number is: +447040102401. I really appreciate your time and efforts.

I can't remember my password and I keep asking for a new one and one is never sent. Anybody else have this prob?

Can someone please tell me how I can get my FICO score to raise if I just had a credit card account change from past due 120 day status to current. Shouldn't my FICO score raise?