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What a difference a week makes...

19 years 4 months ago
Last Friday I was: ** Sending my retainer fee to T&C ** Holding my breath to see how the PDL people would react to finding out my account was closed ** Feeling peace that I had taken a step in the right direction, but anxious as to how it would all unfold. This Friday: ** I have comfort in knowing that THREE of my PDLs agreed to zero out my remaining balance for a total of $714 ** T&C has commitments from at least three other PDLs and is sending them the proposals for their approval. They still have three more to deal with. ** I negotiated w/Cashnet for two of my loans.

 

Mortgage Problems

19 years 4 months ago
Well, it pains me to write this but this week I found out that we were ninety days behind on our mortgage. I am not listed on the mortgage, it is in my husband's name only but we mailed a payment in April that was refused by the mortgage company. They received the payment on the 17th but stated they turned us over to foreclose on the 13th. We have never received the check back from the mortgage company nor have they cashed it. I got permission to speak on the account, I am better at it than my husband.

 

Missouri PDL law ?'s...help!!!!

19 years 4 months ago
Hi everyone, I am just trying to understand what I am reading about the MO pdl laws. pollyandsay has helped me & I have done a little research on my own. I just want to know if I am understanding this correctly ok? So here goes... Missouri loans * Licenses granted in 2004: 1,198 * Rate: Loan and renewals not allowed to earn more interest than 75 percent of original principal * Maximum loan: $500 * Rollovers: Limited to six * Average number of rollovers: 2.2 So, I have a pdl for $500 does that mean i should not be paying more than $375 in fees for that 1 loan?

 

kentucky pdl law?

19 years 4 months ago
Hello all, I was looking up kentucky pdl law and it says that the maximum fees for a $500 loan for 7 to 30 days is $15.00 per hundred meaning that the maximum fee is $75.00. should i inform my pdl that i am over paying loan interest.

 

How to handle the situation when a lawsuit is filed?

19 years 4 months ago
If thereis a lawsuit being filed against you and you just can't pay the amount, what letter can you send just stating to go ahead and charge it off?

 

I Have some payday loans and credit card debts

19 years 4 months ago
i am new to this site and am wondering if this T&C company helps you with PDL's and with CC's?

 

Just when you think you're in the clear...

19 years 4 months ago
My story starts the same as many stories do. I went off to college as a naive 18 year old freshman. Everytime I walked across campus, I was bombarded with $250-$500 limit credit cards. If you signed up for a card, you got a free shirt/soda/candy/pizza/etc. I knew that the card was worth so much more than the freebie - it was some financial freedom. As a music student, I didn't have time to work and go to school as I was constantly in rehearsal or the practice room. What money I did have to go out with or buy some clothes with came from my mom and step father.

 

Phone number

19 years 4 months ago
Hi: Can someone tell me who this number belongs to? 888-266-9258 thanks

 

Refund letter from Quikpayday!

19 years 4 months ago
yes I did and I expected as much.. in essence they are settling your claim without admitting guilt.. which means that they feel its better to settle than fight in otherwords they know their legal position.

 

What should I do about a problem with Capital One's attorney

19 years 4 months ago
Hi I'm here as a guest here.I hope this is in the right spot. I was wondering what I should do about a problem with an Capital One's collection Attorney not telling capital one I had PAID one account off? I called Capital one today to check up on my stats and they say "it was settled" this one wasn't I PAID IN FULL on 10/15/05 and settled the second account on 3/21/06.( at that time he refused to write a settlement letter until the other acc.