My credit report shows a judgement and collection account for the same credit card. Should I try and get that taken off? The entry under "Adverse Accounts" lists that being removed in 10/07. Thank you again!

I reviewed my report and saw Credigy on there (I guess they took over some credit card I had...?). Can someone give me an idea of this is something I should pay off or try to settle? Here is some info from the entry... Date Updated - 1/06 Pay Status - Collection Account Account Type - Open Account Date Closed - 2/01 Date placed for collection - 12/02 Est. date for removal - 8/07 The balance is 3388. I know the SOL in Missouri for Open Accounts is 5 years. But what year is that 5 years from? Last update, date closed or date placed for collection? Thank you all in advance!

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