The following is taken from the collectionindustry forum. It gives a good idea how junk debt buyers work. Notice how most debts are (or will be soon) out of statute. Sound like some back alley? Sound like the mafia? Sound like extortionist?
Quote:
Royinc
Member
Posts: 95
Joined: Sep 2004
Monday 04/10/06 3:33 PM
15MM face value portfolio of Citibank, Bank First, Providian, Direct Merchants, Discover, mix, available for sale. 4800 accts, ave bal $3,150, ave charge off date is 2001.
Response to DV letter proves debt not mine, what's next?19 years 4 months ago I sent a DV letter to a CA for a debt that is not mine, but appears on my credit report.
They replied (very fast) with what I requested (info from Enterprise-Rent-A-Car, the OC).
The documentation they sent to me proves this debt is not mine:
- Address listed is not mine
- Drivers license listed is not mine
- Phone number is not mine
- DOB on DL not mine
- No SSN listed on rental agreement
What is my next step?
Totally had me convinced..19 years 4 months ago Credit Plus called me and told me about a payday loan that I can payback gradually, and pay only a one time fee of 129.00 they said they'd take it out of my 500.00 payday loan and that the rest would be for me to use, I really needed that extra money to catch up from being unemployed and stuff, now I'm in far worse shape than before, they took their "fee" and didn't put anything at all in my checking account. Big scam.. I doubt they even have anyone who works in a customer service call center either cuz I was on hold for about 20 mins trying to get through...
Gross out thread....Not for the weak!19 years 4 months ago Mary's thread with her "bionic hand" made me want to share my own gross out pictures. :)
If you've got any, post them here! :)
Here's a couple from after my wreck last year.
viking marketing Xpress cash19 years 4 months ago Does anybody have an email address or know where they are located Thanks
being sued?19 years 4 months ago Just got a "citation" delivered today (LVNV Funding L.L.C., not sure which credit card it may be for. and I'm not sure what you mean by debt validation. It says if I or my attorny do not file a written answer with the clerk who issued the citation by 10am the monday following the expiration of 20 days after I was served the citation, a default judgment may be taken. It doesnt really say a court "date" that I have to appear. Are they taking me to court?
It says Plaintiff, owner of Account No. xxxxx
It goes through a big outline that I dont really get.
Please think of me I am going to call my lender19 years 4 months ago :shock: I am going to call Advance til Payday now, at T&C's advisment. I will see if they are willing to work within the payment arrangements that I made with T&C. I really can't afford more than that right now and the T&C folks said not to let them make me feel like I need to pay more. Please pray for me as I want to stay strong and its always nice to know there are people backing you up. Thanks for your support. Will let you know how it goes.
Ruth
Just Joined!!19 years 4 months ago Now I should really start to feel like a member of the family here!!
Anyone dealt with Timber Hill19 years 4 months ago Has anyone ever delt with Timber Hill. Or do you know of any other names they may go by?? I received a call about a unpaid loan and I have not heard of this company. Thanks
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