Well, I was informed today by my father (who does not know of my huge amounts of debt, but soon will) that I need to get my finances in order so that the car loan for the car I am driving is put directly into my name, rather than him showing as a co-signer. So, I thought I was going to have some time to payoff this debt, and well, it looks like I'm not. What if I consider a debt settlement? How long does it take? What is the shortest way to payoff debt to avoid death? (HAHA, J/k).

I just read something interesting. I am from Illinois and I just read where in this state you cannot roll your payday loan over and they cannot charge you more than 15.50 per 100.00. So my question is do I have any recourse for the pdls that are letting me roll over and how do i find out if they are licensed in the state of illinois. is there anything i can do until i get my money sent in to T and C.

Hi, checked my answering machine tonight---remember I only use this phone line for internet and fax but have had it for years and years so all my bill collectors and collection agencies have it--I never answer. Have it set up to where the ringer is off and I never have to hear it. I have an answering service hooked up to it so I still do check my messages. I have another line that is private that family and friends have if I am needed.

any one has a address for cash today, cash advance network or payday 2? thanks ameriloan Two similar posts combined-Mike

Can you give the creditors t&c phone number to discuss you account, if they are continuously calling?

I am trying to pay off my entire credit debt. I am getting nowhere. I have the total amount saved, I need to know to whom I can pay the money. And how to get my credit report cleared. Thanks for your help in advance. Sincerely, Ellis

I want to reiterate my point to everyone here. Please, be strong, for yourselves and for your families and othes who may be going through these tough time with you. Again, and I cannot say this enough. **Don't let them push you around **Don't take any crap from them, you are a human being, make sure they treat you like one! **Close your original checking account! This is the first step to regaining control over your finances. As long as you let them have access to you bank account they can do whatever they want.

we are considering using prosper financial for debt negotiation of about 50,00 in unsecured debt. Has anybody used them with either a positive or negative result? It feels odd to pay the fee up front and wait to see what happens :shock:

My husband got a Gateway computer financed by MBNA. He signed up over the internet, never signed any paperwork, and got the computer. He quit paying MBNA, and the account defaulted Oct. 2004. Apparently, the account was purchased by Worldwide Asset Purchasing, LLC. We've received a couple of letters from the "Law Offices of Gerald E. Moore & Associates, PC" regarding the debt. The amount that they were demanding was more than what my husband's account balance was at the charge-off date.