Hi everyone.
A some of you might know, I have had severe problems with payday loans recently, and just a week ago I signed on to this forum and with T&C. They have given me hope and you all have been such a comfort to me. I have also been in the process of trying to close my checking accounts per T&C's advice, and start with a fresh one. I did open a new account, and place holds on the other one to keep PDL co's from debiting my account. The hold did not stick for some reason, so I have had to file claims on all those charges.