Hello, Been looking around here a lot lately but I still have questions. I had 2 cc opened in 97-98 both owned by retailers national bank, the last time I used these or made any payments was at the latest 2000. Those two are on my CR as charge offs with last activity dates as n/a/ Now, the same debts I'm assuming were bought by Asset Acceptance which are on my CR also and have an open date of 2003 and also last activity dates of n/a.

I need to provide address to T& C for the following payday loan companies. But when I called them they refused to give a mailing address claiming "It not standard business practic" or that "They do no actually have an address" Well their not answering the phone from a black hole. This is crazy. Money by Now One Click Cash FTR Processing Electronic Payment Processing One Step Cash CR Interweb Arrowhead Investment Inc EPayday

This is advice to those who are considering refinancing their home to eliminate debt. I am a mortgage professional and see all too often people making the same mistake over and over again. It is refinancing their homes to pay off credit card and miscellaneous debts. Although this is one way to lower your monthly payments you also increase your cash out-going flow by financing for 15 to 30 years. Added up, the interest alone could land up being more than the original debt.

Finally done with all the calls.... Magnum Cash advance will stop payment this week, but I will incur "daily" charges. United Cash Loans will still attempt to debit, but will send to collections when it doesn't go through. But get this, they will not report to credit agencies and they will still offer me a loan! I said forget about that. They said they won't hold the collections against me! LMFAO! USFast Cash absolutely won't work with me...and will still attempt to debit my account then send to collections right away. I'm alittle less sick today but still worried!

I took out private loans for law school. They are literally called "Law School Loans." Does anyone know how I can consolidate them?

for the following companies: Encore Receivables Management ARS National Financial Recovery Service thanks

I have pulled my husband's credit report and there were a few companies that pulled the report that did not get permission to do so. I have letters to send them by certified mail - do you think it would be a good idea to fax them as well?

Hello, I am a new user here and I have a question. I have been paying off and disputing things on my report. I had 4 collection accounts from the same company. I disputed them because the collection beareau apparantly went out of business and I could not verify the accounts. Equifax sent me a letter saying the accounts are now "paid in full" and they show a balance of $0 on my report. I subscribed to truecredit and it shows these accounts are deraguatory, but paid. Are these to be removed are do they stay in the "collections" status.

How come I don't have a donate option by my points? I see that everyone else does but me.

I received an email only a month ago from 1st Credit of America saying they now had my CheckNGo account. So yesterday, I now receive in the mail from Apelles that they now have the account. It's ironic that I sent 1st Credit of America a validation letter for this account and then they sent it on to Apelles (another CA) for collection. Who should I believe and what should I do?