I don't really know if this question will make a lot of sense of if all lenders handle it the same way but thought I would ask. When I worked for a bank, we would not cash checks sent in as payment on an account that we were foreclosing on (a home loan) because it defaulted the foreclosure process. Is this a law that anyone knows of? I have a friend who received a foreclosure notice on their home today but two payments had been sent in and cashed in the meantime, lowering but not fully paying the amount past due. Thank you everyone!

I am furious! I wanted to have an extra-special dinner tonight. I went to meijer, they had ribeye marked down. they were still pricey though, so I got my little boy a $2 eye of round, he wouldn't know the difference. I took them home and marinated them and made cheesey potatoes on the side. Well, my oven thermostat needs to be adjusted, I knew that and forgot, so the potatoes tasted like a mixture of dirt and saltines. the french bread was stale. And the steaks! I paid $15 for these 2 steaks..You couldn't cut through them with a chainsaw. they were not edible.

has any one ever tried to write a past creditor that was paid off too obtain the current status of an account they believe is paid off? My thought here is we paid off about 5 sizable accounts last year, and though we know they are paid off, with the threats of ID theft and junk debt agencies fabricating invalid debts, I want to have some record those accounts are paid and the dates they were paid. Unfortunately I hadn't found this forum at the time, and did t think to keep good records, hence what I am trying to do now.

Is there a point where settlement outweighs consolidation?

Can you help with payday loans?

...to a reference I used at a store front payday lender....I'm about to cry. I didn't know what to say. I guess they attempted to call me. I have no messages from them, they just went ahead and called my brother. Oh my...I'm starting to panic now. I spoke with them yesterday and made arrangements to pay them already. It must have been before I spoke with them. I just called them again and left a message to contact me only and that I would like to keep the lines of communications open. That should suffice for god's sake!

I can not pay my payday loans or the finanice charge to roll it over will I go to jail

Okay---I have been asking for validation from Oxford on two accounts they are working for Dell Financial. I wrote and asked them three times. In the meantime, at the beginning of march, they write me a letter stating I owe one set amount. It was $2000 (they didn't list what it was for or do a itemized break down list--there wasn't even any account numbers--just said I owed this amount that I promised to pay). Before they were showing two accounts. This statement didn't show any accounts, just the amount.

I have a question I am kind of confused & T&C is closed on Saturdays. I have already sent my initial pymt to T&C. I thought the person I spoke w/ there told me they were going to pay off what was due. I would then receive receipts that everything was pd in full. I would then begin paying them. Now when I read some of these cmnts on the forum it sounds like proposals are being sent & some companies may not accept the proposal. I feel a little worried now. Did I totally misunderstand? Any help anyone can give me will be greatly appreciated.

here is an interesting wite that gives you sol info on all states fair-debt-collection.com/statue-limitations.html