Hello everyone, I have had the worst 5 months for id theft. One of the solutions to correct this problem is located right on the Equifax.com web site. It is the 3 in 1 monitoring of your credit report. What they do is offer you monitoring of all three credit reports and send you emails when there has been a change. This also includes removals, status updates and new creditors reporting to the bureau. They also have an investigation team that will investigate disputes on your credit. You can dispute on line.

I live in the state of Florida and currently have 5 online payday loans that are located in other states. How can I find out if these companies have any jurisdiction in the state I live in?

I don't really know if this question will make a lot of sense of if all lenders handle it the same way but thought I would ask. When I worked for a bank, we would not cash checks sent in as payment on an account that we were foreclosing on (a home loan) because it defaulted the foreclosure process. Is this a law that anyone knows of? I have a friend who received a foreclosure notice on their home today but two payments had been sent in and cashed in the meantime, lowering but not fully paying the amount past due. Thank you everyone!

I am furious! I wanted to have an extra-special dinner tonight. I went to meijer, they had ribeye marked down. they were still pricey though, so I got my little boy a $2 eye of round, he wouldn't know the difference. I took them home and marinated them and made cheesey potatoes on the side. Well, my oven thermostat needs to be adjusted, I knew that and forgot, so the potatoes tasted like a mixture of dirt and saltines. the french bread was stale. And the steaks! I paid $15 for these 2 steaks..You couldn't cut through them with a chainsaw. they were not edible.

has any one ever tried to write a past creditor that was paid off too obtain the current status of an account they believe is paid off? My thought here is we paid off about 5 sizable accounts last year, and though we know they are paid off, with the threats of ID theft and junk debt agencies fabricating invalid debts, I want to have some record those accounts are paid and the dates they were paid. Unfortunately I hadn't found this forum at the time, and did t think to keep good records, hence what I am trying to do now.

Is there a point where settlement outweighs consolidation?

Can you help with payday loans?

...to a reference I used at a store front payday lender....I'm about to cry. I didn't know what to say. I guess they attempted to call me. I have no messages from them, they just went ahead and called my brother. Oh my...I'm starting to panic now. I spoke with them yesterday and made arrangements to pay them already. It must have been before I spoke with them. I just called them again and left a message to contact me only and that I would like to keep the lines of communications open. That should suffice for god's sake!

I can not pay my payday loans or the finanice charge to roll it over will I go to jail

Okay---I have been asking for validation from Oxford on two accounts they are working for Dell Financial. I wrote and asked them three times. In the meantime, at the beginning of march, they write me a letter stating I owe one set amount. It was $2000 (they didn't list what it was for or do a itemized break down list--there wasn't even any account numbers--just said I owed this amount that I promised to pay). Before they were showing two accounts. This statement didn't show any accounts, just the amount.