I have a question I am kind of confused & T&C is closed on Saturdays. I have already sent my initial pymt to T&C. I thought the person I spoke w/ there told me they were going to pay off what was due. I would then receive receipts that everything was pd in full. I would then begin paying them. Now when I read some of these cmnts on the forum it sounds like proposals are being sent & some companies may not accept the proposal. I feel a little worried now. Did I totally misunderstand? Any help anyone can give me will be greatly appreciated.

here is an interesting wite that gives you sol info on all states fair-debt-collection.com/statue-limitations.html

This is an interesting site: put the payday lenders name into the entity search and see what comes up. Licensed- not licensed- revoked. you will see. Try different name searches. This is for nevada https://esos.state.nv.us/SOSServices/AnonymousAccess/CorpSearch/CorpSearch.aspx

What is SOL for St. of WA.?

Have you ever seen first hand what happens when someone complains about collectors lying to the Credit Bureau?? Does anything accually happen? Do collectors who commit fraud or harrass people acually get reprimanded? Just wondering If complaining does anything and is worth our time.

I get calls almost everyday (as identified on called id), with no messages left from the following phone numbers: 505-797-6333 505-797-6327 201-373-8322 407-771-0887 anyone have any idea? Thanks

Has anyone had any experience with this company? We are considering them to help us reduce our debt. They are going to charge us 15% of our total debt. Is this common?

I would fill out the form, but I do not have a phone anymore. I have very serious debt. I currently have a job, but I barely make enough money to pay my rent. I recently received a summons that one of my creditors is suing me for not paying them. I have every intention of paying all my debts, but I just do not have any extra money other than what pays for rent, gas (for a borrowed car), and food. I do not know what I can possibly do, but I definitely do not want to become homeless!! I am ashamed and scared. I owe lots and lots of money.

OK, I am going to try to clear up some myths about the junk-debt buyers, aka bottom feeders that I have seen in some threads. (The term in the industry is debt acquisition.)This is kind of long, but I think this will help quite a few people. Feel free to repost and pass on. I am going to explain some stuff, then do a brief explanation paragraph. You'll see what I mean. I spent the last two years working for a bottom feeder. I am sorry, but I cannot disclose the name of the firm. I am not posting here under a name that they wouldn't know.

Its April fools day , anyone playing any trick on someone ? :D like to share it here ?? 8) vincent