Okay I just spoke with a local debt consolidation firm and they are working with me and my payday loans. We presently have 13 yep 13 of them and it just kept snow balling on us and we had no where to turn. We are paying $2000+ in finance fees each month and even though we make great money you can see where we are getting no where. My questions really are, what can I expect from this process will these people harrass me and my boss or can this be done peacefully?

I am scared to death to call my back, I am currently in the hole to the for over $400.00 in NSF fee and bounced checks due to credit card loans I have taken out. I know that they will not close my acct. and open a new one with an outstanding balance, will they freeze the acct. with automatic deductions from payday loans companies coming through? I have also just completed my application with T & C. They were so very nice to me and what they have set up seems too good to be true. A girl says that they sound like a rip off company to her.

My husband and I mulled over both credit counseling and filing Chapter 13. We were scared into Chapter 13 and paid hlf of a hefty retainer fee this weekend. Now I am not so sure that it was the right thing to do. If we decide to try ccounseling instead, can we get our deposit back from the bankruptcy attorney?

I had this bill on my credit report. It was actually something that i had signed off for my brother years ago and i didn't know he didn't pay his bills until now since i got my credit report and am trying to obtain a mortgage. I called the collectors and they told me my case was handed off to a law firm. Since i wanted to get this done with, i called the law firm and wanted to make a settlement. That was on 3/17. They said they would send me a bill and then i would pay the debt.

Hi, my name is Gina... I am wondering how this process works. I am not a hundred percent sure the amount of my debt. I do not have access to a credit report, what should I do>?

Worldwide Asset Purchasing LLc Listed with Las Vegas Chamber of Commerce Business License# 2000669.597 101 Convention Center Dr.

This company has taken nearly 720.00 out of my account within the past few weeks. I dont even know who they are. Does anyone know how I can get the phone number or address to them so I can get to the bottom of this without changing my checking account? I have put in disputes for the transactions, but I want to make sure that it doesnt happen again.

I am currenly thinking of a bankruptcy however it is impossible to locate addresses for my payday loan companies....is there a site where i can find such info?

We puchased a home last May- my scores at that time were 586, 611, and 642. Not great, but not so bad that we couldn't buy a house. We may have to move due to a job relocation, so we are discussing selling our house. I was curiour to see how much my scores had improved- we had been told a mortgage paid on time could really help improve scores. So- long story short, I pulled all 3 reports and now my scores are 577, 579, and 636. How can they have dropped?

http://www.ago.state.nm.us/divs/cons/small_loan_ruels_regs/proposed_small_loan_rules_and_regulations.htm Fastbucks of Alamogordo has sued attorney general Patricia Madrid and the laws that were to go into effect on February 15, 2006 are delayed until the law suit is complete!