i have a bipolar disorder and went on a very bad shopping spree over 2 years and racked up 100,ooo in credit card debt. i just got laid off also. i want to try to at least pay of some of the debt. all my bills are current from cash advancing money to pay them. should i write a letter to the credit card company, explain to the my situation. i will get medical records that shows i have a bipolar disorder, and pappers that i got laid off. or do i just stop making all payments, wait for them to call? also, how long is it before a credit card company will sue you

Can a collector repeatedly call your cell phone to collect a debt after your have repeatedly asked not to be called on cell phone and you have given them a home phone and address

Can someone please send me information on companies I can work with who will help me consolidate payday loan debt? I am afraid to do it on my own...

What should I do they creditors still call my house, work, and cell phone still after i have set everything up with your company?

I received a call from these people yesterday. They said that for a $200 retainer they can put me in a debt management program and even consolidate my payday loans. Does anyone have any experience with them? Are they legit?

Here are the steps to record calls and do recorded phone interview: * Call 1-800-601-1579 * Press 2 if you want to record phone calls. * Enter the number you wish to call like 555-555-5555 * Go ahead and have the conversation * The conversation will be available at: Please remember to check the rules in your state about recorded phone calls.

Great News for me! I just spoke to T&C this morning and 4 of my payday lenders have accepted their proposal: National Cash; 500FastCash(which I only owed $175) but they accepted T&C; Magnum Cash Advance and Worldwide Cash. Even one of my credit cards accepted T&C. WOW Now if the rest of them will do the same maybe I can relax and feel a whole lot better. But the funny thing is Quick Payday has been calling me at home and work and even sent a collection letter I called T&C on Monday they called QuickPayday on Tueaday so far no Phone Calls!! But yet they haven't accepted T&C proposal.

OMG!!! If you have not heard the pollyandsay interview you have to listen to it asap. I just got done listening and I am amazed! I too have loans with this company (the names I borrowed from were ICS and cash2day4u). I don't know how many times they have debited $79 and $89 from my account. pollyandsay, I am so onboard with any actions you are planning to take against this company and would love to be a part of a class action law suit against them.

Do I qualify for debt consolidation if I owe 2000 in credit cards, 2800 in personal loans and 40000 in car loans?

Today.. woke me up to something i never knew exsisted. something i don't quite understand but was very flattering to me. I couldn't count on my hand how many times i have gotten compliments (by mail)from people i don't know. if someone can tell me something to let me better understand this please write me a message. -nicole