Hello,
To make a long story short, a few years ago I received a letter from a creditor I owed (connected to govt - AAFES account). The letter said they were going to go forward with salary offset unless I responded soon; I was ignoring them... I no longer had the card as I could no longer use it when I returned from overseas.
I did contact them and set up automatic debt-repayment plan that came right out of my pay electronically. The debt was paid in full by mid 2004. The account is listed on my report as a Charge Off. Why?