Hello, I have credit card debt along with some payday loan debt. Does your company include payday loan debt in the consolidation? If not, is there such a program to eliminate the endless cycle of debt with the payday loans that I can't seem to get out of because of interest. Please help!

My wife and I got into some major debt and now we are paying the price (typical story I know). New cars, credit cards, ton of unsecure debt. Our situation isn't too dire as our debt to income ratio isn't too bad. We just plain want to get out of debt. We can see how much money we pay out each month just to pay the minimums and its staggering. I want to start investing, but all of our extra money goes to paying off debt.

I have wrote Oxford manangement services three times now asking for validation, the last time was just on march 3. in the meantime, I get a letter from them today dated March 1. It goes as follows: This letter is to remind you of your upcoming promised payment for which is due to dell financial services. Your payment should be made payable to the above named client and returned in the pre addressed envelope...blah blah blah. WHAT PROMISED PAYMENT?????? there has been no such thing.

can I consolidate payday loans into an easy payment.

I thought I registed - my email but i don't know if I have a password. How do I register? Email deleted as per forum rules-Mike

Hello All! I have received a letter from Receiveables Management Solutions (RMS) to settle my HSBC acct for half of balance due. The acct charged off in May 2005. I'm thinking of sending them a check & writing Paid in Full. Could that affect how they report to CRA's or can it help if I need to dispute it later. Thanks for your time. Rach

Does anyone have the contact information for apollo loans or timberhill investments?

Hi All again: When I moved out of my apartment after my separation back in August I was left with an outstanding balance of $1875.42..Well received a letter today that: Dear: Melissa Your refusal to make suitable arrangements to satisfy the above referenced debt has resulted in your account being reviewed for litigation feasibility. It says they can garnish my wages (I live in Maryland) Liens placed on property including: -Auto, real estate, other real property..I have no liens with this company threatening me.

I have contacted them and have gotten my initial paperwork from T & C, but for some reason it just seems too good to be true...I have quite a few payday loans that I want them to take care of as well as a few medical bills - could anyone tell me if they have had any bad experiences with T & C? How is it to work with them? The young lady I spoke with told me that they would even pay the Western Union fees for me...

Can someone please give me advice on receiving a court summons from a Palisades collection company as the Plantiff? I had a prior account with Chase credit card which I had sent letters to see if they would do a settlement with me, I never heard back from them and I stopped receiving statements from them. Time went by and I honestly forgot about the debt. Yesterday a marshall showed up at my home and served me papers for court. The summons shows from an attorney for a court date in November.