Hello, I have a couple of different questions. How do you find out if a payday loan company is licensed in your state? If they are not licensed, then how should you proceed or what are your responsibilities as a consumer. Or is it illegal for them to even conduct business with you? Thanks....

How can I get answers out of people that you can't get to talk to a human, just blank messages.

I can't get my avatar to upload. What am I doing wrong?

LOL!! gotcha!!! HAPPY BIRTHDAY GIRLFRIEND!!! Hope you have a great day!!!!!!! hugs, shirley

Hey guys, I don't have a lot of time to sit around and watch tv but I do have a tivo and was going through it the other night. I had an Oprah show where shes challenging america to a 'debt diet'. Its pretty much the standard thing, stop spending, sign a contract to say you will stop spending, cut up your cards and so forth....the norm. They had three families on the show. I laughed at one, although its kinda sad. But suddenly I felt real good about myself. its a couple that makes about 100,000 a year between them.

My husband and i are about to lose it... We have only been married two years and we cannot afford to pay our bills due to a job change that resulted in a loss in pay for me... We have two vehicle payments one for 300 and one for 360 and a house payment of 400.. for most that doesn't we also have two other loans that total around 250 together. We don't have credit cards, but wondered if there was any help for us. We have been trying to sell one vehicle and some other things, but not many bites yet...

my name is michelle stewart and my question is I am trying to pay my sprint bill with debit, and the collection agency is calvary and I have no phone number for them I owe $197.00 I want to pay full amount. thank you

Howdy all!!! Now that I am in the process of fixing my credit, disputing items, etc etc etc, I find that I am drowning in paperwork!! Everywhere I look, I see credit reports, dispute letters, certified mail receipts....what I am looking for from my good friends here is a few tips on organizing all these papers. Should I keep a separate folder for each account, and separate folders for disputing to each bureau?

Keep getting calls from 336-522-8998 , no message and no name on caller ID. Thanks

I just submitted a question, but may have posted it in wrong forum,I posted it in Debt and consolidation