What kind of credit card can i get with no credit.

I opened a Sears account in 1992; from my recollection, I used the account a few times until 1994 or so. From my credit reports, the highest balance was $68 (I bought shoes). Sears sold their portfolio in 2001, which included this account. It has also been sold to other companies since then.I have tried unsuccesfully to locate the "owner" of this account, as Sears claims they no longer own it. I have been contacted by 3 collection agencies since 1994 claiming that I owe over $402 on this account. I have credit reports from 1998, 2002, 2004, 2005 - none of which show any outstanding debt.

I have a similiar problem to Mike G. Redline Recovery Services keeps calling my phone number looking for some person who apparently had this number before me. They call constantly and I have now spoken w/ them twice to stop calling this number but to this date have not done so. Can I use a similiar "Cease and Desist" letter to these people to get them to stop calling my number. However, I do not want to disclose to them my name and address, as they only have my phone number. Is there a way to do that?

Does anybody have an address on them?

this company is very illegal and please investigate them.we paid them in full and they dont send any letter to us.now i have other debt collect send us letters.phone 1800 4111332 and 516 932 1400 600 w john street.hicksville,ny.please investigate them.NFS National financial systems,inc.

I paid for something with a check and we were hoping to get the work to put this merchandise in a vehicle. Then my husbands knee went out and we did not get the work because he had to have surgery and was off work for 3 weeks. I have paid back almost half and do not deny owing the rest, but the company that bought the check is calling me 2 & 3 time a day and when I talk to them they call me a liar and are very rude. I am going to pay for this but my bank won't loan me the money and I am trying. Thank You Nancy

I would like to know if a Collection Agency can collect an debt without a License?

My husband and I recently got his credit report. There are two accounts on there with very similar account numbers. One being Wash Mutual/Providian, the other being LVNV Funding. Providians says "Charged Off" in the amount of $2588 with a high balance of $2715. LVNV says Credit limit $2715 with a recent balance of $3056. Correct me if I'm wrong, but I thought that once your account goes to collections, it stops earning interest. So if this is the same account why did the balance go up so much?

I have one account which I have not used since 1997. It says never late/inactive, paid in full as of 1997 and has a credit line of about $2,000. Even though I have not used this account is it good or bad for my credit? I have heard it's good because there is no negative reports but bad because it lists as credit I have and perhaps makes me look overextended??

Anybody got any thoughts on American General Financial Services.