Do I have to pay at all to enroll?

I have a car loan from 1999-present. I have not paid on it since 2000. The car was totaled from a accident which I didn't get enough money back from the car insurance to pay off. My ex has not paid his part on it. I am remarried and we are wanting to buy a house. But I have this hanging over me. what canI do?

Hi all, I'm pretty new to this forum, but I am really enjoying it here and I am having a blast getting to know people. I thought it would be cool if we could share a bit about ourselves, not necessarily about our debt problems, but more about kids and family and such. I'll start!

Right now I feel really foolish. I have several payday loans which eventually I could not pay even their high interest. SO, I stopped depositing money into my checking account but did not close it. The fees continue to get higher and my bank will do nothing to help. I have asked for a new account number and they say they can't change it until I haave the balance back to zero. If I had that amount of money I wouldn't have been using payday loans. I am at my wit's end. Does anyone out there have any suggestions?

Alright, I have been doing alot of thinking today about my situation of collection agencies and orginal creditors giving me the blow off when have I contacted them over and over again. (we're talking a year now). These accounts are in 'charge off' mode on my credit reports. I ask CA for validation-get nothing-talk to OC and ask for information-they tell me to talk to CA---in other words, I'm chasing my tail.

The supplier of medical equipment sent me bills that showed the amount paid by Blue Shield and the amount I owe. After about 6 months of my making calls, faxing, e-mails and postal mail, they finally provided me with a bill that showed how much I paid in the past year. My Audit with Blue Shield and my records did not match the records of the Medical Supplier in regards to my total due. I stopped buying from them and offered a settlement which they would not accept. It was about $85 less than they said I owed. So I agreed to send monthly payments.

To try and get our minds off of everyday stuff, I decided to start a topic about the Super Bowl this weekend. Which team do you want to win? I personally want Pittsburgh to win. I would have liked to have seen the Bears make it. But as usual they blew it yet again this year.

I went over to KFC to get lunch today...And I forgot all about these mashed potato bowls that they have. So anyway, I went over to get a chicken pot pie. When I got back, they had given me a mashed potato bowl instead. I'm pretty sure they bowls cost like 25 cents more. And they forgot to offer me a drink, so I got that for free. So I made out pretty good, I think. And I'm enjoying this mashed potato bowl greatly. :) Anyways, I thought I'd share. :) Jessi

Dear members, I am getting a lot of requests from members in UK and Canada for help related to the collections. They want a different section to be devoted for UK and Canada. We are planning for such a separate section devoted for each geo location. We feel that someone from respected location should take charge of the section, we are offering help as a community and I feel this is the right time to volunteer for the need.

I go an email from a company saying I could get a loan. The name is Home Loan Point. Has anyone out there heard of this one?