How can too many inquires be a reason not to extend credit? Just curious.

Has anyone heard of PCI & Associates?

I am consolidating my payday loans using CCCS. They can't do anything without an address. I need the addresses of the following companies: 1. Cash Advance Network 2. United Cash 3. Quick Payday 4. ameriloan 5. One Click I appreciate your help.

Could you tell me who # this belongs to 18006640596 I was left a message with this #

I want to know do i have an existing account with you all for $150 if so please contact me at 305 347-**** Phone number edited for your personal safety - Vikas

[color=red][/color] I received a call from James Allen who says he has recevied my file from CASH USA. He is claiming to be from the Department of Mediation for Harris County. When I looked up the number on the BBB website, a bails bond company appeared. Anyway, this man sounded nervous and told me he has the authority to dispatch an officer to my job. I told him I wanted copies of all the correspondence that he says was sent to me, but he said he did not have time to play mail tag or to fax me anything.

I was checking all three of my credit reports. There are two accounts on there that are reporting late, but I have paid these under the balances. Can I write a letter to the companies asking them to remove this negative information?

after 7 years does bad credit or charged off accounts show up on your credit report?

I'm in the process of writing a letter to offer payments of a payday loan I have. The company is AIM. They originally told me they only accept Moneygram or Western Union payments, but I found an address on them and will be sending it there. It is a P.O. box though. I owe $390 and am offering payment of $100 every other week until paid. I'm only paying the $390. My question: Will they possibly sue me for the extra fees and if so where will they sue me? They are located in Kansas City. Would I have to go to KC? Has any one else dealt with this company? How are they to work with?

I have set a time frame to improve my credit score. Right now it is about 530. Is two years enough time to improve my credit score?