Back in August of this past year, I got a loan from FSM Processing (a/k/a FSM Group) for $250.00. I was in under my eyeballs in debt from cash advance places, and closed my bank account so I could catch up on these things. I've paid off a couple here and there, and am in the process of paying off one to FSM Processing. Well, after a run around, I finally got a payment to a company called ART (account receivable technologies), and everything was hunky dory.