Last week my wife received a letter from an old bank that here account was over drawn by $4.67 (dues to a fee assessed by the bank) and we would need to make a deposit right side the account (she hasn't used this account in months, as we have a joint account with another bank. When we went to make the deposit on Saturday (about 3 days after we received the notice) The ATM wouldn't accept the deposit. Yesterday we received a letter stating the account had been closed and was overdrawn by $34.38.